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What is sharking. An individual or organization practicing predatory lending by charging high interest rates (Known as a Loan Shark ). Each State has its own limits on interest rates (called the Usury Rate) and loan sharks illegally charge higher than the allowed maximum rate, although not all loan sharks practice illegally but instead deceitfully charge the highest interest rate legal under law.
What does consolidate mean. Put simply, to consolidate is to take out one sizable loan to payoff many other cash store cash advance by having only one payment to make every month.
This is a good idea if you can find a low interest rate and you want simplicity in your life. What is a parent plus loan.
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